The proposed bill, titled the "Consumer Credit History Employment Protection Act," amends Title 28 of the General Laws by adding Chapter 6.15, which prohibits employers from inquiring about a job applicant's financial history during interviews or on job applications. Specifically, employers are barred from seeking or using credit checks in the hiring process, with certain exceptions for positions that require credit checks due to federal or state law, national security clearance, or significant financial responsibilities. If an employer intends to conduct a credit check for an exempt position, they must provide notice to the applicant and obtain written consent.

Additionally, the bill establishes a framework for administrative investigations and penalties for violations, allowing job applicants to file complaints with the Department of Labor and Training, which can impose fines of up to $10,000 per violation. It also permits aggrieved employees or their representatives to file civil actions for damages up to $10,000, along with reasonable attorneys' fees. The bill amends existing laws regarding credit reports, removing references to employment in the context of credit report requests. This act will take effect upon passage.