The bill amends existing laws to require that all individual and group health insurance contracts issued or renewed on or after January 1, 2026, provide comprehensive coverage for a wide range of FDA-approved contraceptive drugs, devices, and related services. Key insertions include provisions for no cost-sharing requirements for these services, allowing for point-of-sale coverage for over-the-counter contraceptives, and ensuring that plans cannot impose restrictions on the quantity of contraceptives dispensed, mandating that enrollees can receive up to a twelve-month supply at once. The bill also specifies that benefits must be equal for spouses, domestic partners, and dependents, while deleting previous coverage requirements that may have limited access.

Additionally, the bill allows religious employers to exclude coverage for contraceptive methods that conflict with their beliefs, but clarifies that this exclusion does not apply to contraceptive services provided for non-contraceptive medical purposes. The Department of Health is tasked with monitoring compliance through random reviews and stakeholder engagement, and it must submit annual reports to the General Assembly detailing compliance findings. Overall, the legislation aims to enhance access to contraceptive services while balancing the rights of religious employers and ensuring adherence to the new coverage requirements.

Statutes affected:
268: 27-18-57, 27-19-48, 27-20-43, 27-41-59