This bill amends existing laws regarding insurance coverage for hearing aids under various health insurance policies in the state. It establishes that, effective January 1, 2026, all individual and group health insurance contracts must provide coverage for hearing aids at a rate of $1,750 per individual hearing aid, per ear, regardless of the age of the insured. This is an increase from the previous coverage limit of $1,500. The bill also provides for optional riders that offer additional hearing aid coverage.

The legislation applies to insurance policies issued or renewed in the state on or after January 1, 2026. It does not specify exclusions for contracts subject to the small employer health insurance availability act. The bill does not clarify the definition of a hearing aid or stipulate the choice of hearing aid providers, nor does it address managed care, medical necessity, or utilization reviews as part of the reimbursement processes. Overall, the legislation aims to enhance access to hearing aids by increasing the financial support provided by health insurance policies.

Statutes affected:
120: 27-18-60, 27-19-51, 27-20-46, 27-41-63