This bill amends the General Laws to require health insurance contracts, plans, or policies that include pregnancy-related benefits to provide coverage for the expenses of diagnosing and treating infertility for women between the ages of twenty-five (25) and forty-two (42) years. It mandates coverage for medically necessary expenses related to infertility, including preimplantation genetic diagnosis (PGD) in conjunction with in vitro fertilization (IVF). The bill defines "infertility" as the condition of an otherwise presumably healthy individual who is unable to conceive or sustain a pregnancy during a period of one year.

Additionally, the bill includes coverage for standard fertility-preservation services when medical treatments may cause infertility. It specifies that any health insurance contract, plan, or policy delivered or issued for delivery or renewed in this state, except contracts providing supplemental coverage to Medicare or other governmental programs, must comply with these requirements.

The act is set to take effect on January 1, 2026.