This bill amends the General Laws concerning health insurance policies, specifically targeting infertility coverage and genetic testing. It mandates that all health insurance contracts, plans, or policies delivered or issued for delivery or renewed in the state that include pregnancy-related benefits must provide coverage for the expenses of diagnosing and treating infertility for women between the ages of twenty-five (25) and forty-two (42) years. This includes coverage for preimplantation genetic diagnosis (PGD) in conjunction with in vitro fertilization (IVF) and standard fertility-preservation services when medical treatments may lead to infertility.

The bill also establishes definitions for "infertility," which is defined as the condition of an otherwise presumably healthy individual who is unable to conceive or sustain a pregnancy during a period of one year, and for "preimplantation genetic diagnosis" (PGD), which refers to a technique used in conjunction with IVF to test embryos for specific genetic disorders prior to their transfer to the uterus.

The act is scheduled to take effect on January 1, 2026, aiming to improve access to infertility treatments.