This bill amends the General Laws concerning health insurance policies to mandate coverage for the diagnosis and treatment of infertility for women aged 25 to 42. It requires that any health insurance contract, plan, or policy that includes pregnancy-related benefits must cover medically necessary expenses, including preimplantation genetic diagnosis (PGD) in conjunction with in vitro fertilization (IVF) and standard fertility-preservation services.

The bill defines "infertility" as the condition of an otherwise presumably healthy individual who is unable to conceive or sustain a pregnancy during a period of one year. It also defines "preimplantation genetic diagnosis" (PGD) as a technique used in conjunction with IVF to test embryos for specific genetic disorders prior to their transfer to the uterus.

The provisions of this act are set to take effect on January 1, 2026.