The bill amends Section 27-9-4 of the General Laws in Chapter 27-9, titled "Casualty Insurance Rating," to introduce new provisions regarding the establishment of insurance rates and the treatment of certain insured individuals. Key insertions include a prohibition against insurers assessing premium surcharges or penalties against insured individuals solely for inquiring about the specific terms of their policy. The bill clarifies that this prohibition does not prevent an insurance group, carrier, or company from assessing a premium surcharge, change in rating, or penalty as a result of a policy change or loss.

The act is set to take effect on January 1, 2026.

Statutes affected:
84: 27-9-4
84  SUB A: 27-9-4
84  SUB A as amended: 27-9-4