The bill amends Section 27-9-4 of the General Laws in Chapter 27-9, titled "Casualty Insurance Rating," to introduce new provisions regarding the establishment of insurance rates and the treatment of certain insured individuals. The key insertion prohibits casualty insurers from assessing any premium surcharge or penalty against an insured solely for inquiring about the specific terms of their policy. It clarifies that this prohibition does not prevent insurers from assessing a premium surcharge, change in rating, or penalty as a result of a policy change or loss. The act is set to take effect on January 1, 2026, reinforcing consumer protections in the casualty insurance market.

Statutes affected:
84: 27-9-4
84  SUB A: 27-9-4
84  SUB A as amended: 27-9-4