This bill amends existing laws regarding insurance coverage for hearing aids under various health insurance policies in the state. It establishes that, effective January 1, 2026, all individual and group health insurance contracts must provide coverage of $1,750 per individual hearing aid, per ear, regardless of the age of the insured. This is an increase from the previous coverage limit of $1,500. The bill also provides for optional riders that allow for additional hearing aid coverage.

The legislation specifies that the new coverage requirements apply to insurance policies issued or renewed on or after January 1, 2026. It does not apply to certain types of insurance coverage, such as hospital confinement indemnity or long-term care. Overall, the legislation aims to enhance access to hearing aids by increasing the financial support provided by health insurance policies.

Statutes affected:
5218: 27-18-60, 27-19-51, 27-20-46, 27-41-63