The proposed bill, known as "The Charlotte A. Vacca Act," introduces a new chapter to Title 23 of the General Laws, focusing on health and safety through the installation of vehicle barriers at commercial properties. It mandates that owners of commercial real estate must install vehicle barriers as part of any new construction of their retail establishments. Additionally, the bill encourages owners to install these barriers at the locations of all their other retail establishments to enhance safety for individuals on the property and pedestrians.

Furthermore, the bill stipulates that insurers must consider the installation of vehicle barriers as a safety measure and provide or offer a discount on the owner's insurance covering damage or loss to the commercial real estate or liability arising from the ownership, maintenance, or use of the commercial real estate, relative to the reduced risk to the property as a result of the installation of the vehicle barriers. Any discounts on insurance provided in accordance with this section must be determined to be actuarially sound and approved by the insurance commissioner prior to their utilization by insurers. The act is set to take effect immediately upon passage.