This bill amends various chapters of the General Laws related to insurance policies, specifically focusing on the coverage of physical therapy services. It introduces a new section in Chapters 27-18, 27-19, 27-20, and 27-41, which stipulates that starting January 1, 2026, individual or group health insurance plans delivered, issued for delivery, or renewed in the state shall not impose a copayment, coinsurance, or office visit deductible for services rendered by licensed physical therapists that exceeds the amounts charged for similar services by primary care physicians or osteopaths. Additionally, insurers are required to clearly communicate the availability of physical therapy coverage under their plans, along with any related limitations, conditions, and exclusions. The act will take effect upon passage.