This bill amends Title 75 of the Pennsylvania Consolidated Statutes, specifically addressing financial responsibility and premium rates for automobile insurance. It introduces a new provision under Section 1793(a) that limits the annual increase of insurance premiums for policyholders who have not been convicted of certain offenses. Specifically, insurers are prohibited from raising the premium rate by more than 5% annually for these insured individuals.

The new provision will apply to private passenger automobile insurance policies that are offered, issued, or renewed in Pennsylvania on or after the effective date of the amendment, which is set to take effect six months after the bill's passage. This legislative change aims to provide greater financial protection for responsible drivers by capping premium increases.

Statutes/Laws affected:
Printer's No. 2666 (Dec 03, 2025): 75-1793(a)