This bill amends the Insurance Company Law of 1921 to mandate that health insurance policies in Pennsylvania provide coverage for COVID-19 vaccines without any cost-sharing. The new section, designated as Section 635.11, specifies that both private health insurance policies and government programs must cover these vaccines at no out-of-pocket expense to the insured. The bill defines key terms such as "cost-sharing," "COVID-19," "COVID-19 vaccine," and "health insurance policy," ensuring clarity in the implementation of this coverage requirement.

Additionally, the bill stipulates that any existing health insurance policy that already covers COVID-19 vaccines without cost-sharing cannot reduce or eliminate this coverage during a specified period following the bill's effective date. The provisions will apply differently based on whether the insurance policies require filing with federal or state authorities, with specific timelines for compliance outlined. The act is set to take effect immediately upon passage.

Statutes/Laws affected:
Printer's No. 2216 (Aug 14, 2025): P.L.682, No.284