The PrEP for Pennsylvania Act mandates that health insurance policies in the Commonwealth of Pennsylvania must provide coverage for preexposure prophylaxis (PrEP) HIV medication. This requirement applies to any health insurance policy that is delivered, issued for delivery, renewed, extended, or modified after the effective date of the act. Additionally, the bill stipulates that insurance providers cannot place PrEP medications in a specialty tier solely for financial reasons, and they cannot require counseling from an infectious disease specialist or immunologist to access the medication unless it is deemed medically necessary.

The act defines key terms such as "health insurance policy," "insurance provider," and "preexposure prophylaxis HIV medication," ensuring clarity in its application. The legislation aims to enhance access to preventive HIV treatment, thereby promoting public health and reducing the transmission of the virus. The act will take effect 60 days after its passage.