The PEP for Pennsylvania Act mandates that health insurance policies in the Commonwealth of Pennsylvania must provide coverage for postexposure prophylaxis (PEP) HIV medication. This requirement applies to any health insurance policy that is delivered, issued for delivery, renewed, extended, or modified after the effective date of the act. Additionally, the bill prohibits insurance providers from placing PEP HIV medication into a specialty tier solely for financial reasons and ensures that counseling from an infectious disease specialist or immunologist cannot be required to access this medication unless it is deemed medically necessary.

The act includes specific definitions for terms such as "health insurance policy" and "postexposure prophylaxis HIV medication," clarifying the scope of coverage and the types of insurance plans affected. The legislation aims to enhance access to critical HIV prevention medication, thereby promoting public health and safety in Pennsylvania. The act is set to take effect 60 days after its passage.