The bill amends the Dog Law of December 7, 1982, by adding a new article, ARTICLE I-A, which focuses on insurance related to dog ownership. It specifically prohibits insurers from refusing to issue or renew, canceling, or increasing premiums on homeowner's insurance policies based solely on the insured's ownership of a dog of a specific breed or mixture of breeds. However, this prohibition does not extend to dogs that have been classified as dangerous under existing law, allowing insurers to take action based on that designation.
Additionally, the bill defines key terms such as "homeowner's insurance policy" and "insurer," clarifying the scope of the new regulations. The provisions of this amendment will apply to homeowner's insurance policies that are issued, renewed, or modified after the effective date of the bill, which is set to take effect in 60 days.
Statutes/Laws affected: Printer's No. 1771 (May 29, 2025): P.L.784, No.225