This bill amends the Credit Services Act of December 16, 1992, by adding new provisions to Section 3, which outlines prohibited activities for credit services organizations and their representatives. The new language specifically prohibits these organizations from denying credit, increasing charges or fees, restricting the amount or use of credit, or imposing different terms based on an individual's sexual orientation, gender identity, or gender expression. Additionally, it clarifies that organizations are still allowed to consider a buyer's credit history and apply community property laws in individual cases.

The bill aims to enhance protections against discrimination in credit services, ensuring that individuals are treated fairly regardless of their sexual orientation or gender identity. The changes will take effect 60 days after the bill is enacted.

Statutes/Laws affected:
Printer's No. 1398 (Apr 17, 2025): P.L.1144, No.150
Printer's No. 1398: P.L.1144, No.150