In Pennsylvania, drivers 55 years of age and older are entitled to a car insurance discount of at least five percent if they take a PennDOT-approved driver improvement course every three years. This policy was enacted to incentivize mature drivers to practice safe driving habits as aging may affect one’s driving abilities. However, with ever-changing technology in vehicles and increased instances of distracted driving, I believe all Pennsylvania drivers should be incentivized to continually improve their driving habits as studies show that driver safety training can have a significant impact on the safety of our roads.
 
According to the National Safety Council, a study of Massachusetts drivers found that in the year after drivers completed an online driver safety training course, traffic violation rates decreased by 71 percent. When looking at different age groups, the study showed that drivers under 21 years of age achieved a 68 percent decrease, drivers 21 to 64 years of age achieved a 74 percent decrease, and drivers over the age of 65 achieved an 85 percent decrease. It is clear – driver improvement courses benefit everyone on our roads.
 
For this reason, I am introducing legislation to allow drivers of all ages to be eligible for this discount upon the successful completion of a PennDOT-approved driver improvement course, and to increase the amount of the discount from at least five percent to at least ten percent. As more drivers choose to take these driver improvement courses, the safer our roadways will be.
 
Everyone on our roadways deserves a safe commute. Please join me in supporting this commonsense approach to making our roads safer.

Statutes/Laws affected:
Printer's No. 1777 (May 29, 2025): 75-1799.2(a)