As members of the General Assembly, we are hearing from a growing number of constituents about the increasing theft of Supplemental Nutrition Assistance Program (SNAP) benefits through skimming schemes. Unlike modern debit and credit cards, Electronic Benefit Transfer (EBT) cards lack chip security technology, making them highly vulnerable to fraud. Criminals use skimming devices at point-of-sale terminals to steal card information and PINs, allowing them to clone EBT cards and wipe out the funds in an instant.

The scale of this problem is alarming: since October 2022, Pennsylvania has recorded more than 23,000 cases of EBT theft. As Chairs of the House Human Services Committee, we recognize the urgent need to enhance security and prevent further fraud. Some states are in the process of moving to a chip-enabled EBT card to prevent skimming, but this change must be rolled out in a methodical manner. New EBT cards will need to be distributed and point-of-sale systems at SNAP-authorized retailers will need to be upgraded and tested to avoid disruptions for recipients and retailers.

To address this growing crisis, we will introduce legislation to require the Pennsylvania Department of Human Services (DHS) to work with the General Assembly to ensure an efficient transition to chip-enabled EBT cards. The legislation will require DHS to deliver a report to the Chairs of the House Human Services Committee and the Chairs of the Senate Health and Human Services Committee. The report will cover the anticipated costs of the chip transition for the Commonwealth, retailers and other impacted entities. It will also outline DHS’ current efforts to prevent and respond to fraudulent activity related to SNAP benefits and best practices from other states. We will also require statistical information on the fraud reports received by DHS and the State Inspector General to gain a comprehensive understanding of the scope of electronically stolen SNAP benefits.

Statutes/Laws affected:
Printer's No. 1664 (May 07, 2025): P.L.31, No.21