Establishes certain requirements for insurer that cancels or decides not to renew homeowner insurance policy, or that increases premium, for reason materially related to wildfire risk.
Requires insurer to make public, and reflect in insurer's underwriting guidelines and rate plans, certain information related to wildfire risk mitigation actions.
Requires insurer to allow insured at least 24 months to repair, rebuild or replace damaged or lost property if damage or loss was directly related to fire that was subject of order under Emergency Conflagration Act.
Prohibits insurance company from using
statewide] map of wildfire risk
published by agency of this state as basis for canceling
or declining to renew policy or increasing premium.
Statutes affected: A-Engrossed: 737.310, 742.270
Enrolled: 737.310, 742.270