This bill amends Oklahoma insurance law to allow for a certified certificate of death to serve as proof for small life insurance policies valued at $15,000 or less. It specifies that this certificate must be accompanied by a sworn statement from the funeral director who conducted the burial services, affirming the authenticity of the certificate and confirming that the death has occurred.

The new legal language will be codified as Section 4013.1 of Title 36 in the Oklahoma Statutes. The bill is set to take effect on November 1, 2026.