The bill amends the Municipal Code Lien Enforcement Act of 2025, specifically Section 6, Chapter 334, to enhance the foreclosure process for municipal code liens. Key changes include the requirement for the code enforcement director to notify mortgage holders at least sixty days prior to filing a petition for judicial in rem foreclosure on properties subject to a recorded mortgage. Additionally, the bill clarifies that properties identified as owner-occupied cannot be subjected to judicial in rem foreclosure. The amendments also update statutory language and references throughout the section to ensure consistency with the Municipal Code Lien Enforcement Act of 2025.

Furthermore, the bill mandates that the code enforcement director must notify all other taxing agencies within the municipality's jurisdiction of the intent to file a foreclosure petition, ensuring transparency in the process. The notice of intent must be filed in the appropriate lis pendens record, and the petition must include detailed information about the property and the municipal code lien being foreclosed. The bill also outlines the notification process for interested parties and establishes a timeline for publishing notice of the petition in a local newspaper. The act is set to take effect on July 1, 2027.