This bill establishes a new section in the Oklahoma Statutes that defines key terms related to credit sales, specifically focusing on the interactions between sellers and firearm entities. It defines "firearm entity," "seller," and "surcharge," with references to existing legal definitions in the Oklahoma Statutes. The bill explicitly prohibits sellers from imposing a surcharge or denying service to consumers who engage in transactions with firearm entities.

The legislation aims to protect consumers by ensuring that they can conduct business with firearm entities without facing additional fees or service restrictions from sellers. The bill is set to take effect on November 1, 2026.