This bill mandates that all health benefit plans in Oklahoma provide coverage for cooling systems used during chemotherapy treatments. The term "cooling system" is defined to include devices such as cooling caps and hypothermia caps that help mitigate side effects of chemotherapy, including hair loss and other conditions. Additionally, the bill stipulates that coverage for these cooling systems will not be subject to any annual deductibles, co-payments, or coinsurance limits that typically apply to other covered benefits under health plans.

Furthermore, the bill addresses the implications for health savings accounts (HSAs) by stating that if the application of this coverage would make an individual ineligible for an HSA under federal law, the provisions will only apply to those with qualified high deductible health plans after the minimum deductible is met. However, it clarifies that preventive care items or services will still be covered regardless of whether the minimum deductible has been satisfied. The bill is declared an emergency measure, allowing it to take effect immediately upon passage and approval.