The "Safeguarding American Veteran Empowerment Act" (SAVE Act) aims to establish guidelines for advising veterans on benefits and to regulate compensation for such services. The bill defines key terms, including "compensation" and "veterans' benefits matter," and prohibits individuals from receiving compensation for referring veterans to others for assistance with their benefits. It also stipulates that any compensation for services rendered must be contingent upon an increase in benefits awarded, with a maximum limit set at five times the monthly increase. Additionally, individuals must sign a waiver if they choose to deny free services available to them within one year of active-duty release.

The bill mandates that those providing paid assistance must disclose that their services are not affiliated with the U.S. Department of Veterans Affairs or the Oklahoma Department of Veterans Affairs, and they must provide this disclosure in a clear and identifiable manner. It also includes provisions to protect veterans' personal information, such as prohibiting the use of international call centers for processing their data and requiring background checks for individuals accessing sensitive information. Violations of these provisions are classified as deceptive practices under the Oklahoma Consumer Protection Act, with civil penalties enforceable by the Attorney General. The act is set to take effect on November 1, 2025.