House Bill No. 1257 amends the Roofing Contractor Registration Act to enhance the regulation of roofing contractors, particularly regarding their advertising practices related to insurance deductibles. The bill prohibits contractors from advertising or promising to pay any part of an insurance deductible as an inducement for their services. It also mandates that contractors provide written notification of these requirements with their initial estimates. If a contractor violates this provision, the insurer is not obligated to consider their estimate.

Additionally, the bill establishes a formal process for filing complaints against roofing contractors who violate these regulations. Any individual can submit a verified complaint to the registrar, which will be publicly accessible. The registrar is required to forward these complaints to the Insurance Department and the Office of the Attorney General for further investigation and potential prosecution. The bill clarifies that the registrar does not have the authority to investigate or prosecute violations themselves. This act is set to take effect on November 1, 2025.