Bill No. 438, introduced by Senators Coleman and Sneed, amends Section 1219.6 of Title 36 of the Oklahoma Statutes, which pertains to health insurance payment methods to providers. The bill establishes new requirements for health insurance plans, health insurers, and health maintenance organizations regarding payment methods to health care providers. Specifically, it mandates that if a credit card is used for payment, the provider must be notified of any associated fees and given clear instructions on selecting a preferred payment method. Additionally, similar requirements are set for electronic funds transfer payments, ensuring that providers are informed of fees and available payment options.

The bill also clarifies that health insurance plans cannot restrict payment methods solely to credit card payments and prohibits charging fees for Automated Clearing House Network payments unless the provider consents. It further states that any contractual clauses that conflict with these provisions are void, and violations will be enforced by the Insurance Commissioner. The act is set to take effect on November 1, 2025.