1 STATE OF OKLAHOMA
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2 2nd Session of the 59th Legislature (2024)
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3 HOUSE BILL 3632 By: McDugle
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6 AS INTRODUCED
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7 An Act relating to Motor Vehicle Insurance; creating
7 the Uninsured Motor Vehicle Non-Payout Policy Act;
8 defining uninsured motor vehicle; prohibiting certain
8 insurance claims by uninsured motor vehicle owners
9 and operators; clarifying eligibility for claims;
9 providing for codification; and providing an
10 effective date.
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12 BE IT ENACTED BY THE PEOPLE OF THE STATE OF OKLAHOMA:
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13 SECTION 1. NEW LAW A new section of law to be codified
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14 in the Oklahoma Statutes as Section 3636.1 of Title 36, unless there
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15 is created a duplication in numbering, reads as follows:
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16 A. This act shall be known and may be cited as the "Uninsured
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17 Motor Vehicle Non-Payout Policy Act".
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18 B. As used in this act:
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19 1. "Uninsured Motor Vehicle" shall refer to any motor vehicle
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20 involved in an accident where the owner or operator of the vehicle
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21 does not have valid and active motor vehicle insurance at the time
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22 of the accident.
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23 C. In the event of an accident involving an uninsured motor
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24 vehicle, the owner or operator of the uninsured motor vehicle shall
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 1 not be eligible to make a claim on the insurance policy of any other
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2 party involved in the accident for coverage of injuries or vehicle
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3 damage.
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4 D. To be eligible for any insurance payouts or claims, the
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5 owner or operator of the uninsured motor vehicle must provide
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6 evidence of valid and active motor vehicle insurance coverage for
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7 the vehicle on the day prior to the accident or proof of coverage on
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8 the day before the accident occurred.
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9 SECTION 2. This act shall become effective November 1, 2024.
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11 59-2-8415 MJ 11/06/23
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