1 STATE OF OKLAHOMA
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2 2nd Session of the 59th Legislature (2024)
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3 HOUSE BILL 3350 By: Tedford
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6 AS INTRODUCED
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7 An Act relating to insurance; defining terms;
7 prohibiting using certain information for certain
8 rate calculation; providing exception to prohibition;
8 providing for codification; and providing an
9 effective date.
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12 BE IT ENACTED BY THE PEOPLE OF THE STATE OF OKLAHOMA:
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13 SECTION 1. NEW LAW A new section of law to be codified
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14 in the Oklahoma Statutes as Section 945 of Title 36, unless there is
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15 created a duplication in numbering, reads as follows:
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16 A. As used in this act:
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17 1. "Emergency road service" means any act to adjust, repair, or
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18 replace the equipment, tires, or mechanical parts of a motor vehicle
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19 so it may operate under its own power; or reimbursement of expenses
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20 incurred by an insured when their motor vehicle is unable to operate
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21 under its own power; and
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22 2. "Towing service" means any act which consists of towing or
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23 moving a motor vehicle from one place to another under other than
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24 its own power.
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 1 B. No insurer may consider claims for towing services or
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2 emergency road service for purposes of determining whether to
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3 cancel, refuse to renew, or increase the premium of a personal auto
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4 insurance policy regardless of whether such coverage is included in
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5 the policy or is an endorsement to the policy.
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6 C. Nothing in this section shall prohibit an insurer from
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7 cancelling, refusing to renew, or increasing the premium of the
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8 towing services or emergency road service coverage of an insured if,
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9 within a consecutive twelve-month period, the insured:
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10 1. Files more than three claims for towing services for any one
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11 covered personal motor vehicle or files more than five aggregate
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12 claims for towing services for all of the insured's personal motor
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13 vehicles which are covered by the insurer; or
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14 2. Files more than three claims for emergency road service for
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15 any one covered personal motor vehicle or files more than five
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16 aggregate claims for emergency road service for all of the insured's
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17 personal motor vehicles which are covered by the insurer.
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18 SECTION 2. This act shall become effective November 1, 2024.
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20 59-2-9067 MJ 12/27/23
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