The bill proposes the enactment of several new sections (3902.75 to 3902.755) of the Revised Code that establish regulations for dental benefit plans in Ohio. Key definitions are introduced, including terms such as "contracting entity," "covered person," "dental benefit plan," and "provider," which clarify the roles and responsibilities of various stakeholders in the dental care system. The bill outlines the conditions under which dental benefit plans can deny claims, emphasizing that claims should not be denied if they were previously authorized unless specific criteria are met, such as changes in the patient's condition or benefit limitations being reached.

Additionally, the bill prohibits dental benefit plans from restricting payment methods to only credit card payments or other fee-incurring methods, ensuring that dentists are informed of any fees associated with payment methods. It also establishes guidelines for third-party access to provider network contracts, requiring transparency and notification to providers regarding third-party agreements. Importantly, the bill asserts that its provisions cannot be waived by contract, and the superintendent of insurance is tasked with adopting rules to enforce these new regulations.