The proposed bill enacts a new section, 3902.65, of the Revised Code to mandate insurance coverage for augmentative and alternative communication tools for individuals aged 22 and younger. These tools are defined to include a variety of devices and software designed to assist individuals with significant communication disabilities. The bill specifies that health benefit plans must cover the full cost of one medically necessary communication tool, up to $6,000, and provides for enhanced coverage of up to $20,000 if a licensed speech-language pathologist determines that the individual cannot achieve effective communication with the standard device.

Additionally, the bill outlines the necessary services and components that must be covered, including evaluation, training, and maintenance of the communication tools. It prohibits health plans from making coverage conditional on usage-tracking data and clarifies that coverage cannot be denied solely due to the introduction of newer technology. Overall, this legislation aims to improve access to essential communication aids for young individuals with disabilities, ensuring they receive the necessary support for effective communication.