The bill proposes the enactment of section 3901.93 of the Revised Code, which establishes an all-payer claims database within the Department of Insurance in Ohio. The superintendent of insurance is tasked with creating and managing this database within one year of the bill's effective date. All payers, including health plan issuers, Medicaid, and Medicare, are required to submit their claims to the superintendent for inclusion in the database, following specific formats and schedules set by the superintendent. Access to claims information will be available to individuals or government entities through a subscription with the Department of Insurance.

Additionally, the bill outlines that the superintendent will adopt rules to ensure the effective implementation of the database, which includes maintaining the privacy and security of personal health information, establishing procedures for claims submission, and imposing penalties for non-compliance. Notably, any regulatory restrictions in rules adopted under this section will not be subject to certain provisions of the Revised Code, ensuring that the superintendent has the authority to enforce these regulations without additional constraints.