The bill enacts a new section, 3902.66, of the Revised Code, which mandates that health insurers provide coverage for preventive screenings for prostate cancer for certain high-risk men. Specifically, it defines high-risk individuals as males aged 40 and older who have either a diagnosis of a genetic alteration or cancer in themselves or a first-degree relative, or a family history of prostate cancer. The bill outlines the definitions of key terms such as "family history of prostate cancer," "first-degree relative," and "prostate cancer screening," ensuring clarity in the coverage requirements.
Additionally, the bill stipulates that no health benefit plan issued, renewed, or modified in Ohio after the effective date of this section can impose cost-sharing requirements for the mandated coverage. The superintendent of insurance is tasked with adopting rules to implement this section, including specifying the types of prostate-specific antigen tests covered and the frequency of screenings, which cannot exceed one year. Furthermore, it addresses potential conflicts with federal law regarding health savings accounts, ensuring that the coverage requirements align with existing regulations.