The bill amends several sections of the Revised Code to provide Medigap policies for Medicare-eligible individuals under the age of 65. Specifically, it introduces a new section, 3923.3310, which mandates that any issuer offering coverage under a Medicare supplement policy to individuals aged 65 and older must also offer the same coverage to those younger than 65 who are eligible for Medicare due to disability or end-stage renal disease. The bill ensures that premiums for these younger individuals cannot exceed those charged to older individuals and establishes an open enrollment period for them.

Additionally, the bill makes various amendments to existing sections, including the deletion of references to sections 3923.339 and the inclusion of the new section 3923.3310. It also clarifies that policies issued under the new section cannot exclude or limit benefits for preexisting conditions. The bill aims to enhance access to Medicare supplement insurance for younger individuals who are often underserved in the current insurance market.

Statutes affected:
As Introduced: 3923.33, 3923.331, 3923.332, 3923.337, 3923.338, 3923.339, 3923.42