The bill amends several sections of the Revised Code to provide Medigap policies for Medicare-eligible individuals under the age of 65. Specifically, it introduces a new section, 3923.3310, which mandates that any issuer offering Medicare supplement policies to individuals aged 65 and older must also offer the same coverage to those younger than 65 who are eligible for Medicare due to disability or end-stage renal disease. The bill ensures that the premiums for these policies for individuals under 65 cannot exceed those for individuals 65 and older, and it establishes an open enrollment period for younger individuals.

Additionally, the bill makes various amendments to existing sections, including the deletion of references to sections 3923.339 and the insertion of 3923.3310 in multiple places throughout the text. It also specifies that policies issued under the new section cannot exclude or limit benefits for preexisting conditions. The bill aims to enhance access to Medicare supplement insurance for younger individuals who are Medicare-eligible, thereby addressing a gap in coverage for this demographic.

Statutes affected:
As Introduced: 3923.33, 3923.331, 3923.332, 3923.337, 3923.338, 3923.339, 3923.42