OHIO LEGISLATIVE SERVICE COMMISSION
Office of Research Legislative Budget
www.lsc.ohio.gov and Drafting Office
H.B. 587 Bill Analysis
135th General Assembly
Click here for H.B.587’s Fiscal Note
Version: As Introduced
Primary Sponsors: Reps. Dean and Klopfenstein
Effective Date:
Logan Briggs, Attorney
SUMMARY
▪ Prohibits the Superintendent of Insurance from prohibiting certain forms of solicitation
of Medicare supplement policies.
▪ Allows the Superintendent of Insurance to prohibit in-person solicitation at nursing
homes and residential care facilities.
DETAILED ANALYSIS
Current law requires the Superintendent of Insurance to adopt reasonable rules to
establish minimum standards for benefits, claims payment, advertising and marketing practices
and compensation arrangements, and reporting practices, for Medicare supplement policies and
certificates. The bill restricts what the Superintendent may do via such rules. Specifically, the
Superintendent may not prohibit the following types of solicitation of Medicare supplement
policies and certificates:
▪ Print solicitation such as leaflets, flyers, or door hangers left at residences or on motor
vehicles;
▪ In-person solicitations of individuals at the individual’s residence or in public or common
areas such as parking lots, hallways, lobbies, or sidewalks;
▪ Telephonic or electronic solicitation such as electronic voicemail messages, text
messages, or direct social media messages.1
However, the bill does allow the Superintendent to prohibit in-person solicitation of
Medicare supplement policies and certificates in both nursing homes and residential care
1 R.C. 3923.332(D)(1).
September 5, 2024
Office of Research and Drafting LSC Legislative Budget Office
facilities.2 In this context, a nursing home is a home used for the reception and care of individuals
who, by reason of illness or physical or mental impairment, require skilled nursing care and of
individuals who require personal care services but not skilled nursing care. As such, nursing
homes provide both personal care services and skilled nursing care. By contrast, a residential care
facility does not necessarily have to provide any skilled nursing care, and may provide only
supervision and personal care services (if providing accommodations for at least 17 residents and
care to at least three of those residents). Including both means in-person solicitation may be
prohibited regardless of whether skilled nursing care is provided in a facility. 3
Subject to certain exceptions, a Medicare supplement policy is defined as a group or
individual policy of sickness and accident insurance or a subscriber contract of health insuring
corporations or any other issuer that is advertised, marketed, or designed primarily as a
supplement to reimbursements under Medicare for the hospital, medical, or surgical expenses
of persons eligible for Medicare.4
HISTORY
Action Date
Introduced 05-15-24
anhb0587in-135/ks
2 R.C. 3923.332(D)(2).
3 R.C. 3721.01, not in the bill.
4 R.C. 3923.33, not in the bill.
P a g e |2 H.B. 587
As Introduced


Statutes affected:
As Introduced: 3923.332