BILL NUMBER: S4131
SPONSOR: PARKER
 
TITLE OF BILL:
An act in relation to directing the superintendent of financial services
to promulgate rules and regulations relating to excluding the use of
"credit scores" in determining auto insurance premiums
 
PURPOSE:
To establish an advisory panel to report to the superintendent regarding
successful treatment options for autism spectrum disorder that will be
required to be covered by insurance.
 
SUMMARY OF PROVISIONS:
Section 1: The insurance law is amended by adding a new section 346.
Section 2: Subparagraphs (A) and (B) of paragraph 25 of subsection (i)
of section 3216 of the insurance law, subparagraph (A) as amended by
chapter 595 of the laws of 2011, and subparagraph (B) as amended by
section 2 of subpart A of part BB of chapter 57 of the laws of 2019, are
amended.
Section 3: Subparagraphs (A) and (B) of paragraph 17 of subsection (1)
of section 3221 of the insurance law, subparagraph (A) as amended by
chapter 595 of the laws of 2011, subparagraph (B) as amended by section
19 of subpart A of part BB of chapter 57 of the laws of 2019, are
amended.
Section 4: Paragraphs 1 and 2 of subsection (ee) of section 4303 of the
insurance law, paragraph 1 as amended by chapter 596 of the laws of 2011
and paragraph 2 as amended by section 31 of subpart A of part BB of
chapter 57 of the laws of 2019, are amended
Section 5: This act shall take effect on the thirtieth day after it
shall have become a law.
 
JUSTIFICATION:
According to the National Centers for Disease Control and Prevention it
is estimated that an average of 1 in 110 children in the United States
has an autism spectrum disorder (ASD). Research indicates that early
detection of ASD, when paired with proper intervention, can lead to
better outcomes for children. These outcomes include improved language,
social, and adaptive functioning, and a reduction in inappropriate
behaviors.
Consequently, it is critical to identify and refer children with ASD as
early as possible. Unfortunately, many children with autism are not
properly diagnosed until years after the first symptoms appear. Until
the passage of Chapter 596 of the laws of New York 2011, most health
insurance plans in the state of New York did not cover autism treatment.
Now that ASD is included in the list of neurological disorders covered
by insurance it is imperative that we establish an advisory panel to
report on the successful treatment and therapy options that will be
required under the new law. It is also necessary to establish a hotline
for personnel to streamline insurance coverage questions that will like-
ly occur due to changes in the insurance law.
 
LEGISLATIVE HISTORY:
2023-24: S5762-Referred to Insurance
2021-22: S.3301 - Referred to Insurance
2109-20: S.3251- Referred to Insurance
2017-18: S.2222 - Referred to Insurance
2015-16: S.2751 - Referred to Insurance
2013-14: S.2707A -.Referred to Insurance
2011-12: S.3405A - Referred to Insurance
2011 2009-10: S.385/A.2759 - Referred to Insurance
2007-08: S.3121/A.539 - Referred to Insurance
 
FISCAL IMPLICATION:
Minimal.
 
EFFECTIVE DATE:
This act shall take effect on the thirtieth day after it shall have
become a law.