BILL NUMBER: S2721
SPONSOR: SKOUFIS
 
TITLE OF BILL:
An act to amend the private housing finance law, in relation to the
mobile and manufactured home replacement program
 
PURPOSE:
The purpose of this bill is to establish the mobile and manufactured
home replacement program.
 
SUMMARY OF PROVISIONS:
Section 1: Amends the Private Housing Finance Law by adding a new arti-
cle 33 establishing the Mobile and Manufactured Home Replacement
program.
Section 2: Provides that the effective date shall take effect immediate-
ly.
 
JUSTIFICATION:
Mobile and manufactured homes provide an important source of affordable
housing throughout the State. Many of these homes are older and dilapi-
dated with rusted, leaking metal roofs, holes in flooring, leaky metal-
framed windows with interior take-out storm shutters. No matter the
amount of rehabilitation investment, the result is unsatisfactory in
terms of longevity, energy efficiency, and affordability. Ultimately, it
is the mobile and manufactured homeowner who suffers.
The Mobile and Manufactured Home Replacement Program will fund the
replacement of older, dilapidated mobile and manufactured homes that are
sited on land owned by the homeowner, with new affordable and energy-ef-
ficient manufactured, modular, or site-built homes. This program will
have a multiplier effect on the area as local contractors, labor, and
building materials are used. Eligible units of local government or not-
for-profit organizations may apply to the New York State Housing Trust
Fund Corporation to administer a local Mobile and Manufactured Home
Replacement Program of up to $750,000. Local program administrators
would be entitled to an administrative fee of 10%.
Eligible property owners, with a total household income not to exceed
eighty percent of the area median income, may apply through a local
program for funding of up to $200,000 for the replacement of their dila-
pidated mobile or manufactured home. As a condition of eligibility,
property owners may not have liens on the land after closing the grant
other than the new home financing and currently existing mortgage or
mortgages, and all property taxes and insurances must be current. Recip-
ients must live in the replaced home for ten years, or recapture terms
would apply. Eligible property owners must complete a homeownership
training program which includes household budgeting, home maintenance,
predatory lending, and post-purchase counseling. This program is an
important component of replenishing the affordable housing stock in New
York State.
 
LEGISLATIVE HISTORY:
Senate: 2021: S6866, Referred to Housing, Construction, and Community
Development
2022: S6866A, Referred to Housing, Construction, and Community Develop-
ment
2023: S03141, Passed Senate
2024: S03141A, Vetoed
Assembly
2021: A570A, Amended and Recommited to Housing
2022: A570B, Amended and Recommited to Housing
2023: A9158A, Advanced to Third Reading
2024: A9158A, Vetoed
 
FISCAL IMPLICATIONS:
This program would be funded subject to annual appropriations made
through the State budget.
 
EFFECTIVE DATE:
This act shall take effect immediately.