Provides for budget planning and debt settlement services; requires debt settlement companies to obtain a license.

Statutes affected:
A1427: 457 general business law, 579 banking law, 584-a banking law, 584-a(2) banking law, 584-b banking law, 585 banking law, 36 banking law, 36(10) banking law, 44 banking law, 44(1) banking law