Existing law requires every owner of a motor vehicle which is registered in this State to continuously provide motor vehicle insurance. (NRS 485.185) Existing law defines the term “transportation network company” to mean an entity that uses a digital network or software application service to connect a passenger to a driver or monitored autonomous vehicle provider who can provide transportation services to the passenger. (NRS 706A.050) Section 1 of this bill prohibits an insurer from denying a claim that arises under a policy of motor vehicle insurance for any accident or motor vehicle crash that occurs during the personal use of the motor vehicle because the insured, claimant or group of insured or claimants is a driver for a transportation network company.
Existing law requires a transportation network company or a driver for a transportation network company to provide transportation network company insurance, which may include coverage for medical payments and coverage for uninsured or underinsured motorists. (NRS 690B.470) Section 2 of this bill requires such transportation network company insurance to provide certain medical payments coverage and uninsured and underinsured motorist coverage for any occupant of the motor vehicle.