The Division of Mortgage Lending (MLD) oversees the issuance of occupational licenses and regulation of various entities and individuals within the mortgage lending industry, including non-depository mortgage companies, mortgage loan originators, escrow agencies, escrow agents, mortgage servicers, and covered service providers. Its primary objectives are to safeguard public interests, foster growth, uphold professionalism, and maintain ethical standards within these industries. MLD achieves these goals through a range of activities, including processing licensure applications, investigating consumer complaints, conducting examinations of licensees, and enforcing administrative law. Its enforcement efforts are focused on ensuring compliance with key statutes such as NRS 645A, 645B, and 645F, as well as relevant federal laws.