Existing law establishes the Nevada Insurance Code, which governs certain contracts of insurance. (Title 57 of NRS) Existing law provides that no provision for arbitration contained in an automobile liability or motor vehicle liability insurance policy delivered, issued for delivery or renewed in this State is binding upon the named insured or any other person who makes a claim under the policy. (NRS 690B.017) Sections 4, 6, 7, 15, 16.5, 17, 18.5, 19 and 20 of this bill similarly provide that no provision for arbitration is binding that is contained in any: (1) policy of health insurance by an insurer; (2) policy of group or blanket health insurance; (3) health benefit plan; (4) benefit contract; (5) contract for hospital, medical or dental services; (6) evidence of coverage by a health maintenance organization; (7) plan for dental care; (8) evidence of coverage by a prepaid limited health service organization; or (9) evidence of coverage by a managed care organization. Sections 4, 6, 7, 15, 16.5, 17, 18.5, 19 and 20 further provide that a provision for arbitration included in any such contract of insurance must contain a statement that the provision for arbitration is not binding. Section 16.5 further provides that such provisions do not apply to a contract between: (1) a plan sponsor; and (2) a hospital or a provider of health care. Sections 5 and 8 of this bill make conforming changes to indicate the proper placement of sections 4 and 7 of this bill, respectively, in the Nevada Revised Statutes. Section 22 of this bill repeals certain provisions of the Nevada Insurance Code to eliminate requirements related to provisions for arbitration in certain contracts for insurance. Section 18 of this bill makes a conforming change to eliminate a reference to a repealed section.

Statutes affected:
As Introduced: 689A.330, 689C.425, 690B.010, 695B.320, 695C.050
Reprint 1: 689A.330, 689C.425, 695C.050
Reprint 2: 689A.330, 689C.425, 695C.050
As Enrolled: 689A.330, 689C.425, 695C.050
BDR: 689A.330, 689C.425, 690B.010, 695B.320, 695C.050