This bill amends the Health Care Purchasing Act, the Public Assistance Act, and the New Mexico Insurance Code to enhance coverage for sexual, reproductive, and gender-affirming health care services. It mandates that group health coverage provide no-cost sharing for preventive benefits, abortion care, and gender-affirming care. Additionally, it establishes a special enrollment period for pregnant individuals to obtain health coverage and requires that contraceptive coverage includes a sufficient quantity for continuous use without cost sharing or prior authorization. The legislation also ensures that family planning services are reimbursed without limitations and emphasizes the importance of lactation support, mandating comprehensive lactation services under medical assistance coverage.

Furthermore, the bill introduces specific provisions to ensure that health insurance policies cover the total cost of abortion care and contraceptive methods, including over-the-counter options, without imposing cost-sharing requirements. It requires insurers to provide a full twelve-month supply of contraception and prohibits any restrictions that limit access to contraceptive methods. The bill also allows religious entities to opt out of covering prescription contraceptives. The effective date for these provisions is set for January 1, 2026, aiming to improve access to essential health services while eliminating financial barriers for individuals seeking reproductive and gender-affirming care.

Statutes affected:
introduced version: 13-7-22, 27-2-12.29, 59A-22-42, 59A-23-7.14, 59A-46-44, 59A-47-45.5