This bill mandates that various health insurance providers in New Jersey, including hospital service corporations, medical service corporations, health service corporations, individual and group health insurance policies, health maintenance organizations, and health benefits plans, must provide coverage for pain management services associated with outpatient gynecological procedures. Importantly, these services cannot be categorized as elective or medically unnecessary. The coverage must be equivalent to that provided for any other medical condition under the respective contracts or policies.

Additionally, the bill stipulates that the State Health Benefits Commission and the School Employees Health Benefits Commission must ensure that their contracts also comply with this requirement. Furthermore, it mandates that the Division of Medical Assistance and Health Services in the Department of Human Services cover these pain management services under the Medicaid and NJ FamilyCare programs without any cost-sharing for eligible enrollees, and prohibits prior authorization or utilization management requirements for these services. The bill is set to take effect 90 days after its enactment, allowing for necessary administrative preparations.