This bill mandates that health insurance providers in New Jersey, including hospital service corporations, medical service corporations, health maintenance organizations, and others, must cover the costs associated with coronary artery calcium screening for individuals who are either 45 years of age or older or have an intermediate risk of developing coronary heart disease. This risk assessment must be conducted by a healthcare provider using an evidence-based algorithm that evaluates a person's ten-year cardiovascular disease risk. The screenings are to be covered every five years, although more frequent screenings may be authorized by a healthcare provider if deemed necessary due to an underlying condition.

The bill ensures that the coverage for coronary artery calcium screening is provided to the same extent as for any other medical condition under the respective insurance contracts. It applies to all relevant contracts and policies that are delivered, issued, executed, or renewed after the effective date of the act. The provisions aim to enhance preventive healthcare measures for individuals at risk of cardiovascular diseases, thereby promoting early detection and management of potential health issues.