This bill establishes the authorization of home care services for individuals classified as disabled or elderly, specifically targeting those aged 65 and older with mobility issues. It defines "disabled" as a total and permanent inability to engage in substantial gainful activity due to a medically determinable physical or mental impairment, including blindness. The bill allows health care professionals to provide necessary care in the homes of these individuals when they are unable to attend in-person visits at health care facilities, as documented in their medical records. Home care is defined to include preventative, primary, specialty, or urgent care, while explicitly excluding custodial care.

Furthermore, the bill mandates that all health insurance contracts, including group and individual policies, must provide coverage for home care services to the same extent as for any other medical condition. This requirement applies to various health insurance plans, including those offered by hospital service corporations, medical service corporations, health maintenance organizations, and state health benefits plans. By ensuring that individuals who are disabled or elderly have access to necessary medical care in their homes, the legislation aims to enhance their quality of life and health outcomes. The act is set to take effect immediately upon passage.