This bill mandates that various health insurance plans in New Jersey, including those from hospital service corporations, medical service corporations, health service corporations, individual and group health insurance policies, health maintenance organizations, and health benefits plans, must provide coverage for pelvic floor physical therapy during the postpartum period, which is defined as one year following childbirth. The bill specifies that these benefits should be offered to the same extent as for any other medical condition covered under the respective contracts or policies.
The legislation applies to contracts and policies that are delivered, issued, executed, or renewed in the state on or after the effective date of the bill. It also ensures that the State Health Benefits Commission and the School Employees Health Benefits Commission include these benefits in their contracts. The bill is set to take effect on the first day of the seventh month following its enactment, thereby ensuring that postpartum pelvic floor physical therapy is recognized and covered as a necessary medical service for new mothers.