The proposed resolution seeks to amend the New Jersey Constitution to prevent health insurance carriers from denying coverage or imposing exclusions based on preexisting conditions. Specifically, it stipulates that no health insurance provider can limit or deny benefits due to a health condition that existed prior to the effective date of coverage or the date of denial. The amendment applies to various types of health insurance carriers regulated by the state, including insurance companies, health maintenance organizations, and state health benefits programs, but excludes self-funded health plans governed by federal law.

If the amendment is approved by the General Assembly and the Senate, it will be presented to the public for a vote in the next general election, with the requirement that it be published in local newspapers beforehand. The ballot will include a clear question for voters to indicate their support or opposition to the amendment, which aims to ensure that individuals with preexisting conditions have access to necessary health coverage without discrimination from insurers.