The resolution urges the U.S. Department of Justice to investigate the claims handling practices of insurance companies related to flood insurance claims from Superstorm Sandy. It highlights concerns that many homeowners, who paid for flood insurance, have faced delays and improper handling of their claims. The resolution references a 2014 court case in New York that revealed allegations of insurance companies manipulating engineering reports to deny coverage, suggesting that similar practices may be occurring in New Jersey as well.

The resolution emphasizes the fiduciary duty of insurance companies to act in the best interest of their clients and calls for an investigation to determine if any laws have been violated. If the allegations are proven true, the resolution seeks to hold the insurers accountable for potentially fraudulent practices that have left many victims of Superstorm Sandy without the compensation they are entitled to. Copies of the resolution will be sent to the Attorney General of the United States to facilitate the investigation.