The resolution calls on Congress to investigate allegations that insurance companies have improperly used revised engineering reports to deny flood claims from homeowners affected by Superstorm Sandy, which struck New Jersey in late October 2012. The storm caused significant damage to properties and disrupted the economy, leading many homeowners to file claims under the National Flood Insurance Program (NFIP). However, some claims were denied on the grounds that the damage was attributed to long-term deterioration rather than the storm itself. A notable case highlighted in the resolution involved an engineer who allegedly altered a report to benefit the insurance company, raising concerns about the fairness of the claims process.

The resolution emphasizes the need for immediate congressional hearings to assess the extent of this practice and its impact on homeowners in New Jersey and other states similarly affected by the storm. It points to a potential pattern of insurance companies using peer-reviewed processes to manipulate engineering reports, which could unjustly deny legitimate claims. The New Jersey Legislature seeks to ensure that affected homeowners receive fair consideration and compensation for their losses, urging Congress to take action on this pressing issue.