This bill mandates that special automobile insurance policies include liability insurance coverage. Specifically, it requires these policies to provide coverage of $5,000 for bodily injury or death resulting from an accident, as well as $5,000 for property damage. This change aims to enhance the protection offered to individuals covered under special automobile insurance policies, which are designed for low-income individuals enrolled in government-subsidized programs.

Additionally, the bill removes special automobile insurance policies from the definition of an uninsured motor vehicle, thereby clarifying their status in relation to other types of insurance coverage. The legislation is set to take effect 90 days after enactment and will apply to all policies issued, executed, renewed, or delivered after that date.

Statutes affected:
Introduced: 17:28-1.1, 39:6A-3.3