This bill mandates that the Board of Public Utilities (BPU) prohibit telecommunications, electric, gas, and cable television companies from charging credit card or direct debit customers for services before the actual billing due date, which would apply if the customer were paying by cash, money order, or personal check. However, exceptions are made if the customer provides written consent to be charged earlier or requests such a charge through a phone call or other approved means.

The bill aims to protect consumers from premature charges while allowing flexibility for those who wish to authorize earlier payments. It also empowers the BPU to establish necessary rules and regulations to implement these provisions effectively. The act is set to take effect 90 days after its enactment, although the BPU may begin administrative actions beforehand to facilitate its implementation.