This bill mandates that various health insurance providers, including health, hospital, and medical service corporations, as well as the State Medicaid program, must cover medical expenses related to the treatment of stuttering. This includes both habilitative and rehabilitative speech therapy, which are defined as therapies that help individuals either maintain or improve their daily living skills or restore skills that have been lost. Coverage is required to be provided regardless of whether the services are delivered in-person or via telemedicine or telehealth, and the determination of medical necessity is to be made by the subscriber's medical doctor.

The bill applies to a wide range of health insurance policies and plans, including those issued under the New Jersey Individual Health Coverage and Small Employer Health Benefits Programs, the State Health Benefits Program, and the School Employees Health Benefits Program. It also stipulates that the benefits must be provided to the same extent as for any other service or procedure under the respective contracts. The act is set to take effect 90 days after its enactment and will apply to all relevant policies, plans, and contracts issued or renewed after that date.