This bill mandates the Commissioners of Human Services and Health to provide essential information to recipients of the Supplemental Nutrition Assistance Program (SNAP), Work First New Jersey Program (WFNJ), and the Special Supplemental Nutrition Program for Women, Infants, and Children (WIC) regarding the risks of card skimming and cloning, as well as the precautions they can take to protect themselves from such fraudulent activities. The bill outlines a claims process for replacing stolen benefits, which will be funded through federal or State resources, depending on availability. Additionally, the information must be distributed in writing at enrollment and recertification, and made accessible on the respective department websites and at eligibility determination offices.

Furthermore, the bill requires the commissioners to coordinate with electronic benefits card vendors to implement security measures, such as embedding microchips in cards and enabling transaction alerts. They are also tasked with reporting to the Governor and the Legislature on the number of reported thefts and the amount of benefits replaced, 18 months after the bill's enactment and annually thereafter. The bill includes an appropriation from the General Fund to support these initiatives, ensuring that the necessary resources are available to protect recipients from fraud.